Tuesday, November 13, 2007 

A Model Not To Live By - The Last Will And Testament

The death of Anna Nicole Smith has at least one valuable outcome, even if it is simply serving as a model of what happens if you die intestate, i. e. without a last will and testament.

One immediate point to take here, by the way, is the youth and vitality of the deceased. Few people who knew her, or knew about her, would have believed on that February morning that later that day they would hear that she was dead.

Wasn't there something about, "Ye know not the day nor the hour"?

I may have the quote wrong, but you get my drift. It's best to be prepared at any age if you have real concerns about what is going to happen to your estate, your heirs, or even your remains.

Even if you have not been purposefully following the televised "audition" as some are calling it, it has been hard to escape being exposed to some of the regretful details.

* Multiple claimants for the remains of Anna Nicole Smith - including her mother and at least two boyfriends.

* Multiple claimants for the custody of the child of Anna Nicole Smith - including her mother and at least two boyfriends.

* Multiple claims as to where the remains of Anna Nicole Smith should be buried.

The list goes on, but perhaps worst of all, is the complete uncertainty about the fate of her newborn daughter.

There are lawsuits in progress that may result in large sums of money.

While having an up-to-date last will and testament would not necessarily have solved all of these problems, it could have given the court a clearcut knowledge of her desires and wishes, and that is the ultimate goal of these proceedings...to determine the "will" of the deceased.

Looking at the time, expense, and trouble that this is costing the potential and possible heirs, would-be custodians, and supposed rightful mourners is bad enough, but realizing how much of this cost is being borne by the taxpayers of the state of florida is adding insult to injury.

Okay, you and I don't have millions of dollars to allocate upon our deaths, and we are sure that our mother, father, spouse, significant other, ___________ (fill in the blank) knows exactly what are wishes are. Do we really? Is it just and fair to assume that these people know who gets the money in the bank, who gets the house, or where we are to be interred. Is it to be the funeral of a veteran, or the burial of a civilian. Do we want to rest in that lovely cemetery beneath the pines overlooking that beautiful lake in northern Arizona, or ashes sprinkled over the Gulf of Mexico?

Years ago, my father died without a will. He and my mother owned the house they had paid for together over the years where my sister and I were raised. They had a shared bank account and some Certificates of Deposit which contained all the money they had been able to save out of both their paychecks. My mother's only income was to be her (reduced) portion of my father's retirement. Under the laws of the state of florida, my sister and I had equal claim to all of that with our mother.

Fortunately, she had raised us right, and we signed over our rights to the estate without any hesitation or discussion, but, within our own extended family, we have seen the fights that can break out when the "will" of the deceased is not known, and we have seen the divisions and animosity that can develop between previously loving siblings and other family members.

Most of such results can be averted by simply drawing up a last will and testament and clearly stating your desires and wishes. While the services of an attorney, or at least a paralegal, can be invaluable, there are will forms and do-it-yourself last will and testament forms and software available for those who feel that an attorney may be too costly.

Whatever the discomfort of confronting the fact of death or the monetary cost now, however, having a last will and testament will often save a lot more expense and pain in the future.

Donovan Baldwin is a texas writer and a University of West florida alumnus. He is a member of Mensa and is retired from the U. S. Army after 21 years of service. In his career, he has held many managerial and supervisory positions. However, his main pleasures have long been writing, nature, .and fitness. In the last few years, he has been able to combine these pleasures by writing poetry and articles on subjects such as health, fitness,yoga, writing, the environment, happiness, self improvement, and weight loss.

You can find information on legal forms and software, including the last will and testament, living will, and living trust, at http://www.legal-forms-supermarket.com/ You can learn more about the importance of having a last will and testament at http://legal-forms-supermarket.com/about/last_will_and_testament.html

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Keep Your Pool in Tip Top Condition all Year Around

Pool Supplies

Taking care of your pool is vital, not just to keep it looking good, but also to make sure it's safe to swim in. To do that, you'll need a variety of pool supplies. You can choose from sticking with the absolute bare minimum for pool maintenance, right through a high-level maintenance system. Either way, there are a wide variety of products to suit. You can even add in some extras such as a pool cover, ladder or slide.

The main priority is to keep the pool clean. The first step is to focus on the pool water. Generally, something like chlorine, which acts as an oxidizer and sanitizer, is more than sufficient. It keeps the water clean by burning up any organic material that's present, and this also helps to reduce the load for the pool filters. You also need to keep an eye on the pH balance of the water, as well as a level of alkalinity. A basic water testing kits can do this for you. It's also worth looking for calcium hardness and stability. If you find a problem using a testing kit, you can fix it immediately.

Swimming pools have interior walls and floors, and over time these will get dirty and slimy if you don't keep them clean. It's possible to buy a manual swimming pool vacuum system, which will do a perfectly good job as long as you're willing to put in the time to clean the pool. Nowadays, however, it makes sense to invest in an automatic pool cleaner, as they've become a great deal more affordable. Plus it means you can spend your leisure hours enjoying the pool, rather than vacuuming it!

Choosing the right pump for your pool is important, because if it's the wrong size, you'll either waste a lot of energy or it won't work properly. Generally, you should choose a pump capable of pumping the entire capacity of your swimming pool in about eight hours. You also need to choose a filtration system. The three main types are sand, cartridge and D.E. Talk to a swimming pool expert to find out more about the pros and cons of each one, or else get online and do your research there so that you can decide which one is right for you.

Most people want to heat their pool, so some extra pool supplies will be needed for that to happen. Pool heaters have become a lot more energy efficient, dependable and durable over the years. They've even become more high-tech, with some including advanced features like a freeze protector or an integrated timer.

A pool cover isn't an essential, but it's still a good idea. Even if you only use it in winter, it can be worthwhile. That's particularly the case if small children can gain access to the pool. If that's likely to happen, you should probably choose a pool cover that's quick and easy to put in place at any time.

When you first install a pool, it can feel you're spending a lot of money on pool supplies to get started. The good news is that things get much cheaper once you settle into a pattern of ongoing maintenance. If you choose wisely, however, your pool supplies will last a long time and give you a clean pool to enjoy for many years to come.

Steve Dolan is a pool owner who does all of his own maintenance. Click on Pool Maintenance and Pool Supplies for more details and articles on swimming pools.

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